Thursday, August 28, 2014

Cool Apps to help save Change!

I came across an awesome app this past week. The app is called ACORNS, and can be found in the app store. It is free and is very easy to set up. The app allows you to save money easily. What it does is it rounds up all of your purchases via your debit card and credit card. It then puts this change into and account, The account of which you can purchase different investments in for ETFs at no commission and or charges for your purchases. There is a fee of which is charged monthly but with the fact that you are able to make daily purchases and sales with no commission or fees it really doesn't matter. I highly recommend looking up this app in the apps store. I know personally myself I have a bank account of which does take or round up my debit charges and then puts the loose change in my savings account however there's no interest or interest is so minimal it would take me years to gain just a dollar an interest. Obviously it would be better for me to have my loose change going into an account like this where I can actually make a return. Again there is risk involved in there are fees that you need to look into if you are to make an account. At the end of the day though there's no question about it this app is awesome. Voice your Opinions below.

Sunday, August 24, 2014

Ways to save Money!

Saving money in many people's eyes is very difficult.

However if you can value money and the respect of how difficult it is to save it actually becomes easier.

Here is a quick and easy step that you can add to your daily life that can help you save money.

Above all you need to be realistic with yourself and be honest. There are many things that people do not need but think they need. If you can program your self to start to realize what things you do not need and what you do your life and your ability to save will become much easier. 

Examples:

* Do you really need a brand-new car?
* Do you need to have that top-of-the-line cell phone?
* Why pay for the highest gym membership?
* Bring your lunch to work don't buy!

Having a brand-new car can be costly. Not only can your insurance run much higher but your property tax on your vehicle may be double or even triple a used vehicle. 

Why pay for the top-of-the-line cell phone when you can still use a regular old-fashioned cell phone which would takie off an easy $30-$50 off your cell phone bill on a monthly basis.

What's the point in paying for the higher membership at the regular gym to get a discount on drinks and food?

Be serious don't buy your lunch make your lunch it has been estimated that you could spend half as much to make your lunch than to buy it.


Saturday, August 23, 2014

What Happend to Sears?

Sears.... a company that is known by almost everyone as a Retail Giant is continuing to Earnings issues. Sears Holding Corporation (NASDAQ:SHLD) is struggling with its cash and burning an estimated $300 Million in cash each of last few quarters dating back to mid point of last year. Well it will be surprising to see what happens over the coming quarters ahead but this is not the greatest of news especially for the 120 year old company that not only has satisfied my customer desires more that few times in my life. Facts are I think this company will be able to get out of this situation in time. It may take 5 maybe even 10 more years but I do think they have plenty of money, and will work at freeing up plenty more during this time span as well. Not do not take this as me saying I like shares, but I think at some point in time it may be an interesting investment to look at but currently at the moment I would not even waste my time having them on my Watch List.

What are your thoughts? Voice them below!!

LinkedIn a Buy?

LinkedIn Corp (NYSE:LNKD) - An online Professional Network website of which has approximately 277 Million Members stretching across 200 countries and territories around the world.

Over the past 52 weeks shares have exchanged hands for as low as $136.02, and as high as $257.56 closing Friday August 22, 2014 at $226.40 up over (3%) on the day just over $7.00 per diluted share. YTD shares have only climbed about $9.50 per diluted share just over a (4.4%) return. On top of that over the past 1 Year, shares have actually slipped selling off over (5.8%) just about $14.00 per diluted share. Now do you think it is surprising that news has surfaced that a LinkedIn Corp insider selling has been going on? No not really considering what I have just mention shares over that past one month are actually up over $54.00 per diluted share over (30%) returns. So does this explain why insiders may have sold? HMMM........not really but hey let me tell you this. If I could put my bet on one company making big bucks down the road, I would have to suggest that this company would be the one, and the potential in third world markets is just not even describable. That is why in my opinion this stock is a keeper, and still a stock to Add to your Watch Lists.


Thursday, August 21, 2014

DOW CLIMBS BACK OVER 17000!

The Dow Jonws Industrial Average climbed today to closer over the 17000 mark. Many say this is a result of unemployment benefits, however I tend to disagree and do not believe that this is why the market continues its slow uptrend. Personally I think there is a number of reasons, but in the end the main being the fact that people do not want to invest in countries outside of the USA, and on top of this companies continue to Buy Back Stock at levels unheard of. What are your thoughts??

Sunday, August 17, 2014

Monster Shares Soar!

Monster Beverage Corp (NASDAQ:MNST) - A company of which develops, markets,sells and distributes alternative beverages like non carbonated. Many include ready to drink iced teas, lemonades, juice cocktails, and fruit beverages. 

Shares of (NASDAQ:MNST) Climbed over $21.00 per diluted share on trading Friday, for (30%) Gains. Shares YTD are up $25.72 just over (37%) gains. With just over 165 M outstanding shares to the public Stock is still interesting at these levels with many analysts coming out and saying shares are valued at $93-$95.00 range.

Thursday, July 31, 2014

S&P 500 Gets CRUSHED!!!

Today marked for the S&P500's worst daily fall since April of this year and also accounted for the first monthly sell off since January.  From many reports people have assumed that this has come from the fact that the Federal Reserve could raise interest rates much sooner than expected, However I down that concern. Data continues to show that the U.S. labor costs have actually recorded their biggest and largest increase in over 5 1/2 years. Surprising? NOO come on be serious we all new this was bound to happen. Taxes continue to rise especially on the Small business's and the only way for the major corporations to continue to sit back and profit would be to disapprove of the Obama Care which we continue to see across the country. Another thing to note on why possibly the market have sold off is because of the minimum wage. Well I hate to break it to all of you clinical people but this is not the reason. Its because again the Government is trying to hurt the growth potential of the Young, and to the New Small business's out there because of the fact that they have to continue to support all of are unemployed, disabled, and our ones of whom are granted month to month funds of which unfortunately when you add that to the major deficit that is being carried by social security what is bound to happen. What needs to be done is more than a politician can do, it is more than a city or town can do, much greater than what a state could possibly sway. We as American people need to realize that the nature of our spending and non saving over the past 20 years will kill and continue to kill not only job creation, but potential work, earnings earned, and potential money to be made. We have a serious and deadly debt crisis that needs to be accepted and worked to be fixed this style of government will only help the near term, there needs to be more, and much more focus on the far term. Until we have politicians that are on board with that equation, market reversals like this are not only possible but totally certain, and more often than one could imagine.

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